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Tax & Chartered Accountancy

Real Estate Finance

Property investment evaluation, capital gains management, RERA-related finance matters and portfolio accounting.

Property decisions are financial decisions. Before you commit, the numbers that matter are the true entry cost including duties, the funding structure, the holding cost, and what the exit will be taxed at. This is where our real-estate and chartered accountancy teams work on the same file.

Problems this solves

  • Yield calculated on headline price, ignoring duties, fit-out and holding cost
  • Capital gains liability discovered after the sale is executed
  • Reinvestment relief windows missed by weeks
  • No consolidated accounting view across a multi-property portfolio

What you receive

  • Transaction cost sheet: all-in acquisition cost and funding comparison
  • Capital gains computation with reinvestment and exemption options
  • TDS handling on property transactions, including NRI cases
  • Portfolio-level accounting and annual reporting

How the engagement runs

  1. 01

    Share the requirement

    We take the property details, intended holding period and funding plan.

  2. 02

    Scoping & assessment

    The transaction is modelled end to end, including tax at exit.

  3. 03

    Execution

    Documentation, TDS and filings are executed alongside the transaction.

  4. 04

    Handover & follow-through

    The asset is added to your portfolio reporting for future planning.

Frequently asked

Can capital gains tax on a property sale be deferred?

Specific reinvestment routes exist under the Income-tax Act, each with conditions and time limits. Whether any apply depends on the asset, holding period and reinvestment plan, which we assess before the sale wherever possible.

What TDS applies when buying from an NRI?

Purchases from non-residents attract TDS at rates different from resident transactions, and getting it wrong creates liability for the buyer. We compute and manage the deduction and filings for both sides.

Who this is for

  • Buyers evaluating a specific project or resale purchase
  • Investors holding multiple properties across cities
  • Sellers planning an exit and the capital gains that follow
  • NRIs buying, selling or renting Indian property

Enquiry

Discuss real estate finance

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Next step

Get real estate finance handled properly

Send us the situation in a sentence or two. We'll tell you what's involved, what it costs and how long it takes — before you commit to anything.